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Side-by-side comparison · Legal, Finance & HR

Teal vs Workable vs Xero

Everything that matters when choosing between them, in one place: our rating, what each can do, what they cost, and the trade-offs.

Teal

4.0

From $0

Workable

3.9

From $299/mo for 1 to 20 employees

Xero

4.0

From $27/mo

Comparing 3 tools, the maximum.

At a glance

Teal4.0
Best valueEasiest to use

Pick it if: Job seekers applying for lots of roles who want a tailored resume for each one and a tidy way to track applications.

Pick it if: Small and mid-sized businesses that hire regularly and want one place to post jobs and manage candidates.

Xero4.0

Pick it if: Small businesses, sole traders and their accountants, especially in Australia, New Zealand and the UK.

Overview

AttributeTealWorkableXero
In one lineAI resume builder and job tracker that tailors your resume to each job you apply for.Recruiting software that writes job ads, finds candidates and screens them with AI.Online accounting for small businesses, with an AI helper, JAX, that does the busywork.
Pricing modelFreemiumPaidPaid
Starting price$0$299/mo for 1 to 20 employees$27/mo
Free plan Yes No No
Works with Claude Code No Yes Yes

Rating breakdown

Our scores out of 5. The higher bar in each row is highlighted.

AttributeTealWorkableXero
Overall rating4.03.94.0
Ease of useHow quickly someone non-technical gets value from it.
4.5
4.0
4.0
FeaturesHow completely it covers its own job, and how well the pieces fit together.
4.0
4.5
4.5
Output qualityHow good the results are before you fix them.
3.5
4.0
4.0
Value for moneyWhat you get for the price, including the free plan.
4.0
3.0
3.5
Speed & reliabilityHow fast it is and how often it falls over.
4.0
4.0
4.0

Feature comparison

A tick means it does this today. A dash means we haven't checked.

AttributeTealWorkableXero
Access & platform
Free plan Yes No No
Mobile app No Yes Yes
Desktop app No No No
Browser extension Yes Yes No
API access No Yes Yes
Teams & business
Team workspace No Yes Yes
Enterprise plan or SSO No Yes No
Connects to other apps No Yes Yes
Open source or self-hosted No No No
AI abilities
Works with your files Yes Yes Yes
Understands images–– Yes
Makes images No No No
Makes video No No No
Writes code No No No
Runs agents or automations No Yes Yes
Learns your brand or style No––
Works in many languages No Yes No
Capabilities score3/ 179/ 177/ 17

Pricing

Plans as listed on each vendor's site when we last checked. Confirm before you buy.

AttributeTealWorkableXero
Plans

Free

$0

Building a resume and tracking jobs.

StandardOur pick

$299/mo for 1 to 20 employees, billed yearly

Small businesses hiring a few roles at a time.

Early (US)

$27/mo

New businesses with only a few invoices a month.

Teal+Our pick

$13/week, $29 per 30 days or $79 per 90 days

An active job search with many applications.

Premier

$599/mo for 1 to 20 employees, billed yearly

Teams that hire often and want everything included.

Growing (US)Our pick

$59/mo

Most small businesses with regular sales and bills.

Enterprise

$719/mo for 1 to 20 employees, billed yearly

Larger companies with more admin needs.

Established (US)

$97/mo

Businesses with projects, staff expenses or overseas customers.

AI credits

$600 for 5,000 down to $0.095 each in bulk

Teams using the AI agents heavily.

Australian plans

From A$37/mo (Ignite) to A$250/mo (Ultimate 50)

Australian businesses, priced by how many people you pay.

Which plan to pickStart free to build your resume and track jobs. When you're applying to several roles a week, take Teal+ for 30 days, or the 90-day option if you expect a longer search, and cancel once you land the job.Standard covers most small businesses. Start the free trial, which includes the full Enterprise feature set, then buy Standard unless you need texting and video interviews often, in which case Premier works out cheaper than adding them one by one.In the US, start on Growing unless you send fewer than 20 invoices a month. In Australia, pick the plan that covers the number of people on your payroll. New customers get a large discount for the first 3 months, so check the current offer before you buy.

Key features

AttributeTealWorkableXero
Standout features
  • AI resume builder
  • Job description matching
  • AI writing
  • Job tracker
  • Email templates
  • Applicant tracking
  • Job posting
  • Workable Agent
  • Interviews
  • HR tools
  • Bank feeds and reconciliation
  • Invoices and quotes
  • JAX AI
  • Bills and expenses
  • Reports and cash flow
  • Claude connector

Pros and cons

AttributeTealWorkableXero
Pros
  • Free plan is useful for building resumes and tracking jobs
  • Clear keyword matching against each job ad
  • Job tracker keeps a big search organised
  • Short billing periods suit a short job search
  • Posts to hundreds of job boards at once
  • AI agents save hours of screening and sourcing
  • Clean, easy pipeline for the whole hiring team
  • Published prices and a free trial with every feature
  • Accountants in Australia, New Zealand and the UK already know it
  • Bank feeds and suggested matches cut bookkeeping time
  • No per-user fees, so your whole team and accountant can log in
  • Huge app marketplace for payments, inventory and payroll
  • Official Claude connector for asking questions about your books
Cons
  • Very few AI credits on the free plan
  • Weekly and monthly billing costs more for long searches
  • AI writing is generic until you add your own detail
  • $299 a month is a lot for a business that hires rarely
  • Price rises with your number of employees
  • Key extras are paid add-ons on Standard
  • AI agent use beyond the free credits costs more
  • US prices rose sharply, to $27 to $97 a month
  • The cheapest plan caps invoices at 20 a month
  • The Claude connector can only read, not create or change anything
  • US payroll is an extra $36 a month plus $6 per person
  • JAX's claims of fewer mistakes come from Xero, not independent tests

Who each one is for

AttributeTealWorkableXero
Best for
  • Tailoring your resume to each job ad
  • Finding the keywords a job ad is looking for
  • Tracking dozens of applications in one place
  • Writing cover letters and resume bullet points
  • Posting a job to many job boards at once
  • Screening a big pile of applicants quickly
  • Finding candidates who haven't applied
  • Keeping a hiring team on the same page
  • Keeping your books up to date without a full-time bookkeeper
  • Sending invoices and getting paid faster
  • GST, BAS and payroll for Australian businesses
  • Sharing one set of books with your accountant
  • Asking Claude questions about your numbers
You'll find it used by
  • Job seekers
  • Career changers
  • Graduates
  • Career coaches
  • HR managers
  • Recruiters
  • Small businesses
  • Hiring managers
  • Agencies
  • Small businesses
  • Sole traders
  • Accountants
  • Bookkeepers
  • Tradies

Questions people ask

Which is better, Teal, Workable or Xero?

They tie on our overall rating (Teal 4.0/5, Workable 3.9/5 and Xero 4.0/5). Teal is best for tailoring your resume to each job ad and finding the keywords a job ad is looking for. Workable is best for posting a job to many job boards at once and screening a big pile of applicants quickly. Xero is best for keeping your books up to date without a full-time bookkeeper and sending invoices and getting paid faster.

Which is cheaper, Teal, Workable or Xero?

Teal: There's a free plan, and paid plans start at $0. Workable: There's no free plan. Paid plans start at $299/mo for 1 to 20 employees. Xero: There's no free plan. Paid plans start at $27/mo.

Which is easier to use, Teal, Workable or Xero?

Teal rates highest for ease of use in our scores. Job seekers applying for lots of roles who want a tailored resume for each one and a tidy way to track applications.

How we compare

Ratings are our own, from using each tool, across ease of use, features, output quality, value for money, speed & reliability.

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