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Side-by-side comparison · Sales & Customer Support

Intercom vs Reply.io vs Retell AI

Everything that matters when choosing between them, in one place: our rating, what each can do, what they cost, and the trade-offs.

Best overall

Intercom

4.2

From $0.99 per outcome

Reply.io

3.7

From From $49/user/mo

Retell AI

4.1

From About $0.07–$0.31/min

Comparing 3 tools, the maximum.

At a glance

Best overall

Pick it if: Online businesses and software companies with a support team that wants an AI agent to take the first pass at every question.

Pick it if: Small sales teams, founders and agencies running cold email and LinkedIn outreach.

Best value

Pick it if: Service businesses and agencies that want an AI receptionist or phone agent without hiring developers.

Intercom scores highest overall, but Retell AI gives you more for your money. Which one is right comes down to what you value most.

Overview

AttributeIntercomReply.ioRetell AI
In one lineCustomer support inbox, help centre and chat, with the Fin AI agent answering first.Cold email and LinkedIn outreach sequences, plus an AI SDR that writes and replies.AI phone agents that answer calls, book appointments and make outbound calls.
Pricing modelPaidPaidPaid
Starting price$0.99 per outcomeFrom $49/user/moAbout $0.07–$0.31/min
Free plan No No No
Works with Claude Code Yes Yes Yes

Rating breakdown

Our scores out of 5. The higher bar in each row is highlighted.

AttributeIntercomReply.ioRetell AI
Overall rating4.2Winner3.74.1
Ease of useHow quickly someone non-technical gets value from it.
4.0
4.0
3.5
FeaturesHow completely it covers its own job, and how well the pieces fit together.
5.0
4.0
4.5
Output qualityHow good the results are before you fix them.
4.5
3.5
4.5
Value for moneyWhat you get for the price, including the free plan.
3.0
3.5
4.0
Speed & reliabilityHow fast it is and how often it falls over.
4.5
3.5
4.0

Feature comparison

A tick means it does this today. A dash means we haven't checked.

AttributeIntercomReply.ioRetell AI
Access & platform
Free plan No No No
Mobile app Yes––
Desktop app–––
Browser extension– Yes–
API access Yes Yes Yes
Teams & business
Team workspace Yes Yes Yes
Enterprise plan or SSO Yes– Yes
Connects to other apps Yes Yes Yes
Open source or self-hosted No No No
AI abilities
Works with your files Yes– Yes
Understands images Yes––
Makes images No No No
Makes video No No No
Writes code No––
Runs agents or automations Yes Yes Yes
Learns your brand or style Yes––
Works in many languages Yes Yes Yes
Capabilities score10/ 176/ 177/ 17

Pricing

Plans as listed on each vendor's site when we last checked. Confirm before you buy.

AttributeIntercomReply.ioRetell AI
Plans

Fin on its own

$0.99 per outcome, monthly minimum

Teams happy with their current helpdesk who want the AI agent only.

Email Volume

From $49/user/mo billed yearly, or $59 monthly

Email-only cold outreach.

Pay as you goOur pick

About $0.07–$0.31/min

Most small businesses and agencies.

Essential

$29/seat/mo, plus $0.99 per Fin outcome

Small teams starting out with live chat and an AI agent.

MultichannelOur pick

$89/user/mo billed yearly, or $99 monthly

Teams running email and LinkedIn together.

Enterprise

Custom

High call volumes and compliance needs.

AdvancedOur pick

$85/seat/mo, plus $0.99 per Fin outcome

Growing support teams that need automation and several inboxes.

Jason AI SDR

From $500/mo billed yearly

Teams wanting AI to run outbound end to end.

Expert

$132/seat/mo, plus $0.99 per Fin outcome

Larger teams with security and multi-brand needs.

Which plan to pickStart the 14-day trial and see how many conversations Fin handles, because that number drives the bill more than seats do. Most teams with more than a couple of agents end up on Advanced for the workflows. If you already run Zendesk or Salesforce and like it, try Fin on its own first.Multichannel is the best value if you use LinkedIn at all, since the add-ons on Email Volume quickly cost more. Only look at Jason AI SDR once your manual sequences are already booking meetings.Start on pay as you go with the free credits, build one agent for your most common call and test it on your own phone. Talk to sales only once you run thousands of minutes a month.

Key features

AttributeIntercomReply.ioRetell AI
Standout features
  • Fin AI agent
  • Shared inbox and tickets
  • Messenger chat widget
  • Help centre
  • Workflows
  • Copilot for agents
  • Multichannel sequences
  • Deliverability tools
  • Jason AI SDR
  • AI email writer
  • Contact data
  • Agency features
  • Phone agents
  • Flow builder
  • Appointment booking
  • Knowledge base
  • Batch calling
  • Call analysis

Pros and cons

AttributeIntercomReply.ioRetell AI
Pros
  • Fin gives some of the most accurate answers of any AI support agent
  • Inbox, chat, help centre and AI all built to work together
  • Fin can run on top of another helpdesk, so you can trial it without moving
  • Clean, modern inbox that support staff pick up quickly
  • Public API and an official MCP server
  • Email, LinkedIn, calls and SMS in one sequence
  • Warm-up and deliverability tools included
  • Fair price for small teams and agencies
  • AI SDR option when you want less hands-on work
  • Natural voices and quick responses
  • Visual builder makes it usable for non-developers
  • Pay per minute with no platform fee
  • Strong reviews from small businesses and agencies
Cons
  • Per-seat plus per-conversation pricing makes the monthly bill hard to predict
  • You pay for a Fin outcome even when a customer leaves after a weak answer, by some users' accounts
  • Many useful features sit on higher plans or paid add-ons
  • Slow or patchy responses from Intercom's own support in user reviews
  • Ownership change (renamed Fin, being bought by Salesforce) adds uncertainty
  • Frequent complaints about auto-renewals, minimum terms and refunds
  • LinkedIn and calls are paid add-ons on the cheaper plan
  • AI SDR is a big price jump and still needs supervising
  • Some users report bugs and emails sent in error
  • Per-minute cost varies a lot with your model and voice choices
  • Takes testing to handle real callers reliably
  • Some users want more voice and customisation options

Who each one is for

AttributeIntercomReply.ioRetell AI
Best for
  • Answering common customer questions automatically
  • Website and in-app live chat
  • A shared support inbox with ticketing
  • Building a help centre the AI learns from
  • Support across chat, email and phone in one place
  • Cold email campaigns
  • Email plus LinkedIn sequences
  • Agencies running outreach for clients
  • Handing outbound to an AI SDR
  • AI receptionist for a small business
  • Booking appointments by phone
  • Answering after-hours and overflow calls
  • Outbound reminder and follow-up calls
You'll find it used by
  • Support teams
  • Software companies
  • Online stores
  • Customer success teams
  • Founders
  • Sales development reps
  • Lead generation agencies
  • Recruiters
  • Small business owners
  • Clinics
  • Voice AI agencies
  • Customer service teams
  • Developers

Questions people ask

Which is better, Intercom, Reply.io or Retell AI?

Intercom scores highest overall in our ratings (Intercom 4.2/5, Reply.io 3.7/5 and Retell AI 4.1/5). Intercom is best for answering common customer questions automatically and website and in-app live chat. Reply.io is best for cold email campaigns and email plus LinkedIn sequences. Retell AI is best for AI receptionist for a small business and booking appointments by phone.

Which is cheaper, Intercom, Reply.io or Retell AI?

Intercom: There's no free plan. Paid plans start at $0.99 per outcome. Reply.io: There's no free plan. Paid plans start at From $49/user/mo. Retell AI: There's no free plan. Paid plans start at About $0.07–$0.31/min.

How we compare

Ratings are our own, from using each tool, across ease of use, features, output quality, value for money, speed & reliability.

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