Side-by-side comparison · Legal, Finance & HR

Ramp vs Workable

Everything that matters when choosing between them, in one place: our rating, what each can do, what they cost, and the trade-offs.

Best overall

Ramp

4.5

From $0

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Workable

3.9

From $299/mo for 1 to 20 employees

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At a glance

Ramp4.5

Best overallBest valueEasiest to use

Pick it if: US startups and growing businesses with a team that spends on company cards and wants the receipts and bookkeeping handled.

Workable3.9

Pick it if: Small and mid-sized businesses that hire regularly and want one place to post jobs and manage candidates.

Overview

Attribute	Ramp	Workable
In one line	Company cards and expenses where AI collects receipts, codes spend and checks your rules.	Recruiting software that writes job ads, finds candidates and screens them with AI.
Pricing model	Freemium	Paid
Starting price	$0	$299/mo for 1 to 20 employees
Free plan	Yes	No
Works with Claude Code	Yes	Yes

Rating breakdown

Our scores out of 5. The higher bar in each row is highlighted.

Attribute	Ramp	Workable
Overall rating	4.5Winner	3.9
Ease of useHow quickly someone non-technical gets value from it.	4.5	4.0
FeaturesHow completely it covers its own job, and how well the pieces fit together.	4.5	4.5
Output qualityHow good the results are before you fix them.	4.5	4.0
Value for moneyWhat you get for the price, including the free plan.	4.5	3.0
Speed & reliabilityHow fast it is and how often it falls over.	4.5	4.0

Feature comparison

A tick means it does this today. A dash means we haven't checked.

Attribute	Ramp	Workable
Access & platform
Free plan	Yes	No
Mobile app	Yes	Yes
Desktop app	No	No
Browser extension	No	Yes
API access	Yes	Yes
Teams & business
Team workspace	Yes	Yes
Enterprise plan or SSO	Yes	Yes
Connects to other apps	Yes	Yes
Open source or self-hosted	No	No
AI abilities
Works with your files	Yes	Yes
Understands images	Yes	–
Makes images	No	No
Makes video	No	No
Writes code	No	No
Runs agents or automations	Yes	Yes
Learns your brand or style	–	–
Works in many languages	No	Yes
Capabilities score	9/ 17	9/ 17

Pricing

Plans as listed on each vendor's site when we last checked. Confirm before you buy.

Attribute	Ramp	Workable
Plans	FreeOur pick $0 Small US teams that want cards and expenses sorted.	StandardOur pick $299/mo for 1 to 20 employees, billed yearly Small businesses hiring a few roles at a time.
	Plus $15/user/mo plus a platform fee, 20% off yearly Teams with approval chains and stricter policies.	Premier $599/mo for 1 to 20 employees, billed yearly Teams that hire often and want everything included.
	Enterprise Custom Large or global companies.	Enterprise $719/mo for 1 to 20 employees, billed yearly Larger companies with more admin needs.
		AI credits $600 for 5,000 down to $0.095 each in bulk Teams using the AI agents heavily.
Which plan to pick	Start on Free. It already covers cards, receipts, bill pay and accounting sync for most small teams. Take the 30-day Plus trial when you need approval chains, policy checks or NetSuite, and get the platform fee for your team size in writing first.	Standard covers most small businesses. Start the free trial, which includes the full Enterprise feature set, then buy Standard unless you need texting and video interviews often, in which case Premier works out cheaper than adding them one by one.

Key features

Attribute	Ramp	Workable
Standout features	Company cards Automatic receipts AI expense coding Bill pay Travel booking Policy checks	Applicant tracking Job posting Workable Agent Interviews HR tools

Pros and cons

Attribute	Ramp	Workable
Pros	Generous free plan with unlimited cards and receipt matching Saves hours of receipt chasing and expense coding Cards, bills, travel and reimbursements in one app No personal guarantee needed for the card Fast, well-reviewed apps for staff and finance teams	Posts to hundreds of job boards at once AI agents save hours of screening and sourcing Clean, easy pipeline for the whole hiring team Published prices and a free trial with every feature
Cons	US-registered companies, LLCs and partnerships only The card must be paid in full, and approval depends on your cash balance The Plus platform fee isn't published More than a sole trader or one-person business needs	$299 a month is a lot for a business that hires rarely Price rises with your number of employees Key extras are paid add-ons on Standard AI agent use beyond the free credits costs more

Who each one is for

Attribute	Ramp	Workable
Best for	Giving staff company cards with spending limits Never chasing receipts again Paying and approving supplier bills Syncing expenses to QuickBooks or Xero automatically	Posting a job to many job boards at once Screening a big pile of applicants quickly Finding candidates who haven't applied Keeping a hiring team on the same page
You'll find it used by	Startups Finance teams Growing businesses Agencies Operations managers	HR managers Recruiters Small businesses Hiring managers Agencies

Questions people ask

Which is better, Ramp or Workable?

Ramp scores highest overall in our ratings (Ramp 4.5/5 and Workable 3.9/5). Ramp is best for giving staff company cards with spending limits and never chasing receipts again. Workable is best for posting a job to many job boards at once and screening a big pile of applicants quickly.

Which is cheaper, Ramp or Workable?

Ramp: There's a free plan, and paid plans start at $0. Workable: There's no free plan. Paid plans start at $299/mo for 1 to 20 employees.

Which is easier to use, Ramp or Workable?

Ramp rates highest for ease of use in our scores. US startups and growing businesses with a team that spends on company cards and wants the receipts and bookkeeping handled.

Ratings are our own, from using each tool, across ease of use, features, output quality, value for money, speed & reliability.

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