Side-by-side comparison · Legal, Finance & HR

Ramp vs Teal

Everything that matters when choosing between them, in one place: our rating, what each can do, what they cost, and the trade-offs.

Best overall

Ramp

4.5

From $0

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Teal

4.0

From $0

Details Visit

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At a glance

Ramp4.5

Best overallBest value

Pick it if: US startups and growing businesses with a team that spends on company cards and wants the receipts and bookkeeping handled.

Teal4.0

Pick it if: Job seekers applying for lots of roles who want a tailored resume for each one and a tidy way to track applications.

Overview

Attribute	Ramp	Teal
In one line	Company cards and expenses where AI collects receipts, codes spend and checks your rules.	AI resume builder and job tracker that tailors your resume to each job you apply for.
Pricing model	Freemium	Freemium
Starting price	$0	$0
Free plan	Yes	Yes
Works with Claude Code	Yes	No

Rating breakdown

Our scores out of 5. The higher bar in each row is highlighted.

Attribute	Ramp	Teal
Overall rating	4.5Winner	4.0
Ease of useHow quickly someone non-technical gets value from it.	4.5	4.5
FeaturesHow completely it covers its own job, and how well the pieces fit together.	4.5	4.0
Output qualityHow good the results are before you fix them.	4.5	3.5
Value for moneyWhat you get for the price, including the free plan.	4.5	4.0
Speed & reliabilityHow fast it is and how often it falls over.	4.5	4.0

Feature comparison

A tick means it does this today. A dash means we haven't checked.

Attribute	Ramp	Teal
Access & platform
Free plan	Yes	Yes
Mobile app	Yes	No
Desktop app	No	No
Browser extension	No	Yes
API access	Yes	No
Teams & business
Team workspace	Yes	No
Enterprise plan or SSO	Yes	No
Connects to other apps	Yes	No
Open source or self-hosted	No	No
AI abilities
Works with your files	Yes	Yes
Understands images	Yes	–
Makes images	No	No
Makes video	No	No
Writes code	No	No
Runs agents or automations	Yes	No
Learns your brand or style	–	No
Works in many languages	No	No
Capabilities score	9/ 17	3/ 17

Pricing

Plans as listed on each vendor's site when we last checked. Confirm before you buy.

Attribute	Ramp	Teal
Plans	FreeOur pick $0 Small US teams that want cards and expenses sorted.	Free $0 Building a resume and tracking jobs.
	Plus $15/user/mo plus a platform fee, 20% off yearly Teams with approval chains and stricter policies.	Teal+Our pick $13/week, $29 per 30 days or $79 per 90 days An active job search with many applications.
	Enterprise Custom Large or global companies.
Which plan to pick	Start on Free. It already covers cards, receipts, bill pay and accounting sync for most small teams. Take the 30-day Plus trial when you need approval chains, policy checks or NetSuite, and get the platform fee for your team size in writing first.	Start free to build your resume and track jobs. When you're applying to several roles a week, take Teal+ for 30 days, or the 90-day option if you expect a longer search, and cancel once you land the job.

Key features

Attribute	Ramp	Teal
Standout features	Company cards Automatic receipts AI expense coding Bill pay Travel booking Policy checks	AI resume builder Job description matching AI writing Job tracker Email templates

Pros and cons

Attribute	Ramp	Teal
Pros	Generous free plan with unlimited cards and receipt matching Saves hours of receipt chasing and expense coding Cards, bills, travel and reimbursements in one app No personal guarantee needed for the card Fast, well-reviewed apps for staff and finance teams	Free plan is useful for building resumes and tracking jobs Clear keyword matching against each job ad Job tracker keeps a big search organised Short billing periods suit a short job search
Cons	US-registered companies, LLCs and partnerships only The card must be paid in full, and approval depends on your cash balance The Plus platform fee isn't published More than a sole trader or one-person business needs	Very few AI credits on the free plan Weekly and monthly billing costs more for long searches AI writing is generic until you add your own detail

Who each one is for

Attribute	Ramp	Teal
Best for	Giving staff company cards with spending limits Never chasing receipts again Paying and approving supplier bills Syncing expenses to QuickBooks or Xero automatically	Tailoring your resume to each job ad Finding the keywords a job ad is looking for Tracking dozens of applications in one place Writing cover letters and resume bullet points
You'll find it used by	Startups Finance teams Growing businesses Agencies Operations managers	Job seekers Career changers Graduates Career coaches

Questions people ask

Which is better, Ramp or Teal?

Ramp scores highest overall in our ratings (Ramp 4.5/5 and Teal 4.0/5). Ramp is best for giving staff company cards with spending limits and never chasing receipts again. Teal is best for tailoring your resume to each job ad and finding the keywords a job ad is looking for.

Which is cheaper, Ramp or Teal?

Ramp: There's a free plan, and paid plans start at $0. Teal: There's a free plan, and paid plans start at $0.

Ratings are our own, from using each tool, across ease of use, features, output quality, value for money, speed & reliability.

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