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Side-by-side comparison · Legal, Finance & HR

Ramp vs Spellbook vs Teal

Everything that matters when choosing between them, in one place: our rating, what each can do, what they cost, and the trade-offs.

Best overall

Ramp

4.5

From $0

Spellbook

3.9

Free to start

Teal

4.0

From $0

Comparing 3 tools, the maximum.

At a glance

Ramp4.5
Best overallBest value

Pick it if: US startups and growing businesses with a team that spends on company cards and wants the receipts and bookkeeping handled.

Pick it if: Commercial lawyers, small firms and in-house teams who review and draft contracts in Word every day.

Teal4.0

Pick it if: Job seekers applying for lots of roles who want a tailored resume for each one and a tidy way to track applications.

Overview

AttributeRampSpellbookTeal
In one lineCompany cards and expenses where AI collects receipts, codes spend and checks your rules.Drafts, reviews and redlines contracts inside Microsoft Word.AI resume builder and job tracker that tailors your resume to each job you apply for.
Pricing modelFreemiumPaidFreemium
Starting price$0See website$0
Free plan Yes No Yes
Works with Claude Code Yes No No

Rating breakdown

Our scores out of 5. The higher bar in each row is highlighted.

AttributeRampSpellbookTeal
Overall rating4.5Winner3.94.0
Ease of useHow quickly someone non-technical gets value from it.
4.5
4.5
4.5
FeaturesHow completely it covers its own job, and how well the pieces fit together.
4.5
4.0
4.0
Output qualityHow good the results are before you fix them.
4.5
4.0
3.5
Value for moneyWhat you get for the price, including the free plan.
4.5
3.0
4.0
Speed & reliabilityHow fast it is and how often it falls over.
4.5
4.0
4.0

Feature comparison

A tick means it does this today. A dash means we haven't checked.

AttributeRampSpellbookTeal
Access & platform
Free plan Yes No Yes
Mobile app Yes– No
Desktop app No Yes No
Browser extension No– Yes
API access Yes– No
Teams & business
Team workspace Yes Yes No
Enterprise plan or SSO Yes Yes No
Connects to other apps Yes– No
Open source or self-hosted No No No
AI abilities
Works with your files Yes Yes Yes
Understands images Yes––
Makes images No No No
Makes video No No No
Writes code No– No
Runs agents or automations Yes Yes No
Learns your brand or style– Yes No
Works in many languages No– No
Capabilities score9/ 176/ 173/ 17

Pricing

Plans as listed on each vendor's site when we last checked. Confirm before you buy.

AttributeRampSpellbookTeal
Plans

FreeOur pick

$0

Small US teams that want cards and expenses sorted.

Free trial

Free for 7 days

Testing it on real contracts before you talk price.

Free

$0

Building a resume and tracking jobs.

Plus

$15/user/mo plus a platform fee, 20% off yearly

Teams with approval chains and stricter policies.

Law FirmsOur pick

Custom

Private practice firms of any size.

Teal+Our pick

$13/week, $29 per 30 days or $79 per 90 days

An active job search with many applications.

Enterprise

Custom

Large or global companies.

In-House Teams

Custom

Corporate legal departments.

Which plan to pickStart on Free. It already covers cards, receipts, bill pay and accounting sync for most small teams. Take the 30-day Plus trial when you need approval chains, policy checks or NetSuite, and get the platform fee for your team size in writing first.Run the 7-day trial on contracts you actually negotiate, then ask for a quote. Get the per-seat price and any minimum term in writing, as third-party reports put prices anywhere from under US$200 to around US$350 per user a month.Start free to build your resume and track jobs. When you're applying to several roles a week, take Teal+ for 30 days, or the 90-day option if you expect a longer search, and cancel once you land the job.

Key features

AttributeRampSpellbookTeal
Standout features
  • Company cards
  • Automatic receipts
  • AI expense coding
  • Bill pay
  • Travel booking
  • Policy checks
  • Review
  • Draft
  • Benchmarks and Compare
  • Playbooks
  • Associate
  • AI resume builder
  • Job description matching
  • AI writing
  • Job tracker
  • Email templates

Pros and cons

AttributeRampSpellbookTeal
Pros
  • Generous free plan with unlimited cards and receipt matching
  • Saves hours of receipt chasing and expense coding
  • Cards, bills, travel and reimbursements in one app
  • No personal guarantee needed for the card
  • Fast, well-reviewed apps for staff and finance teams
  • Works inside Word with tracked-change redlines
  • Quick to learn, with little setup
  • Playbooks keep a team's positions consistent
  • Free trial before you talk to sales
  • Its AI providers have agreed not to keep your data
  • Free plan is useful for building resumes and tracking jobs
  • Clear keyword matching against each job ad
  • Job tracker keeps a big search organised
  • Short billing periods suit a short job search
Cons
  • US-registered companies, LLCs and partnerships only
  • The card must be paid in full, and approval depends on your cash balance
  • The Plus platform fee isn't published
  • More than a sole trader or one-person business needs
  • No public pricing, and reported prices rose in late 2025
  • Word only, so Google Docs users are left out
  • Can suggest wrong or made-up language, so every change needs checking
  • No built-in contract repository or approval workflow
  • Very few AI credits on the free plan
  • Weekly and monthly billing costs more for long searches
  • AI writing is generic until you add your own detail

Who each one is for

AttributeRampSpellbookTeal
Best for
  • Giving staff company cards with spending limits
  • Never chasing receipts again
  • Paying and approving supplier bills
  • Syncing expenses to QuickBooks or Xero automatically
  • Reviewing and redlining contracts in Word
  • Drafting clauses and agreements from your templates
  • Applying a team playbook consistently
  • Small firms and in-house legal teams
  • Tailoring your resume to each job ad
  • Finding the keywords a job ad is looking for
  • Tracking dozens of applications in one place
  • Writing cover letters and resume bullet points
You'll find it used by
  • Startups
  • Finance teams
  • Growing businesses
  • Agencies
  • Operations managers
  • Commercial lawyers
  • Small law firms
  • In-house legal teams
  • Founders handling contracts
  • Job seekers
  • Career changers
  • Graduates
  • Career coaches

Questions people ask

Which is better, Ramp, Spellbook or Teal?

Ramp scores highest overall in our ratings (Ramp 4.5/5, Spellbook 3.9/5 and Teal 4.0/5). Ramp is best for giving staff company cards with spending limits and never chasing receipts again. Spellbook is best for reviewing and redlining contracts in Word and drafting clauses and agreements from your templates. Teal is best for tailoring your resume to each job ad and finding the keywords a job ad is looking for.

Which is cheaper, Ramp, Spellbook or Teal?

Ramp: There's a free plan, and paid plans start at $0. Spellbook: Pricing isn't published; check the vendor's site for a quote. Teal: There's a free plan, and paid plans start at $0.

How we compare

Ratings are our own, from using each tool, across ease of use, features, output quality, value for money, speed & reliability.

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