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Side-by-side comparison · Coding & Dev Tools

Cursor vs OpenRouter vs Zed

Everything that matters when choosing between them, in one place: our rating, what each can do, what they cost, and the trade-offs.

Cursor

3.9

From $8/mo

OpenRouter

3.7

From Model prices plus a 5.5% fee on credit top-ups

Best overall

Zed

4.3

From $10/mo

Comparing 3 tools, the maximum.

At a glance

Easiest to use

Pick it if: Developers and curious beginners who want AI help but still want a visual editor.

Pick it if: Business owners and developers adding AI to a product, and anyone who wants to try lots of models cheaply from one account.

Zed4.3
Best overallBest value

Pick it if: Developers who want a fast editor and already pay for Claude or another AI provider.

Overview

AttributeCursorOpenRouterZed
In one lineA code editor with AI built in, for people who want to watch every change happen.One account and one API key for hundreds of AI models, paid for at the makers' prices.A fast, free, open-source code editor that runs Claude Code and other AI agents inside it.
Pricing modelFreemiumFreemiumOpen source
Starting price$8/moModel prices plus a 5.5% fee on credit top-ups$10/mo
Free plan Yes Yes Yes
Works with Claude Code No Yes Yes

Rating breakdown

Our scores out of 5. The higher bar in each row is highlighted.

AttributeCursorOpenRouterZed
Overall rating3.93.74.3Winner
Ease of useHow quickly someone non-technical gets value from it.
4.0
3.0
3.5
FeaturesHow completely it covers its own job, and how well the pieces fit together.
4.5
4.5
4.0
Output qualityHow good the results are before you fix them.
4.0
3.5
4.0
Value for moneyWhat you get for the price, including the free plan.
3.0
4.0
5.0
Speed & reliabilityHow fast it is and how often it falls over.
4.0
3.5
5.0

Feature comparison

A tick means it does this today. A dash means we haven't checked.

AttributeCursorOpenRouterZed
Access & platform
Free plan Yes Yes Yes
Mobile app Yes No No
Desktop app Yes No Yes
Browser extension No No No
API access– Yes–
Teams & business
Team workspace Yes Yes Yes
Enterprise plan or SSO Yes Yes No
Connects to other apps Yes Yes Yes
Open source or self-hosted No No Yes
AI abilities
Works with your files Yes Yes Yes
Understands images Yes Yes Yes
Makes images No Yes No
Makes video No– No
Writes code Yes Yes Yes
Runs agents or automations Yes– Yes
Learns your brand or style Yes– Yes
Works in many languages Yes Yes Yes
Capabilities score12/ 1710/ 1711/ 17

Pricing

Plans as listed on each vendor's site when we last checked. Confirm before you buy.

AttributeCursorOpenRouterZed
Plans

Free

Free

Trying the editor and a few agent runs.

Free

Free

Trying models and light hobby use.

PersonalOur pick

Free

Almost everyone.

Plus

$8/mo

Light users who are happy with Grok models only.

Pay as you goOur pick

Model prices plus a 5.5% fee on credit top-ups

Most businesses and developers building with AI.

Pro

$10/mo

People who want Zed's hosted AI without managing keys.

PremiumOur pick

$30/mo

Most developers, especially if you want Claude alongside Grok.

Business

Model prices plus an 8% fee on credit top-ups

Companies that need data kept in the EU or US.

Business

$30/seat/mo

Teams that need spending and access controls.

Super or Ultra

$100/mo or $200/mo

Heavy daily agent users.

Enterprise

Custom

Large teams with volume commitments.

Legacy Pro

$20/mo

Existing subscribers only. New customers can't buy it.

Teams

From $30/user/mo

Companies that need admin controls and SSO.

Which plan to pickIf you are on the old $20 Pro plan and it covers what you use, stay put; switching is permanent. New customers should skip Plus unless they are happy with Grok. Premium is the realistic starting point if you want Claude, and budget for the extra usage billing on top of the $30. Large companies can ask about a custom Enterprise plan.Start free to test, then top up $10 to $20 of credit on Pay as you go. That alone lifts the free-model limit to 1,000 requests a day. Only look at Business if you have a legal reason to keep data in a region.Personal. If you have Claude Pro, run Claude Code inside Zed and you are done. Pro only makes sense if you want Zed's built-in assistant and edit predictions without setting up API keys.

Key features

AttributeCursorOpenRouterZed
Standout features
  • Tab autocomplete
  • Agent mode
  • Chat with your codebase
  • Cloud agents and automations
  • Rules
  • Built on VS Code
  • 500-plus models, one API
  • Automatic fallback
  • Auto Router
  • Budgets and spend controls
  • Privacy routing
  • Chat room
  • Built for speed
  • External agents inside the editor
  • Bring your own keys
  • Edit predictions
  • Real-time collaboration
  • Open source

Pros and cons

AttributeCursorOpenRouterZed
Pros
  • The clearest view of what an AI is doing to your code
  • Autocomplete is still the best in the category
  • Feels familiar instantly if you have used VS Code
  • Cloud agents and code review on the mid plans
  • One key and one bill for nearly every model worth using
  • No markup on model prices, only a small fee on top-ups
  • Fallbacks and routing keep apps running when a provider fails
  • Free models and launch-day access make it cheap to experiment
  • Good privacy defaults, with no prompt logging unless you opt in
  • Noticeably faster than VS Code and Cursor
  • Free, open source, and no charge for running your own agents
  • Clean agent panel that shows exactly what changed
  • Built-in real-time collaboration
Cons
  • Cheap plans only give you Grok models
  • Claude usage is billed on top of the subscription at API prices, so the real cost is hard to predict
  • OpenAI models are due to leave Cursor, which narrows the model choice
  • You now buy it bundled with Grok and X Premium, whether you want them or not
  • Agent runs are less thorough than Claude Code on big tasks
  • Output quality and speed depend on which provider serves the request, and some hosts are noticeably worse
  • Free models are rate limited, often busy and throw 429 errors at peak times
  • Unused credit can expire after a year and refunds are only offered within 24 hours
  • Support is slow by most accounts, and Trustpilot reviews are poor (about 1.6 out of 5)
  • It is an API tool first, so non-technical users get little beyond the basic chat room
  • Smaller extension library than VS Code or Cursor
  • Less hand-holding for beginners; it assumes you know your way around an editor
  • Business plan has no SSO yet, which rules it out for some companies
  • Its own hosted AI is basic compared with the agents you can bring

Who each one is for

AttributeCursorOpenRouterZed
Best for
  • Editing with AI autocomplete
  • Learning by watching changes happen
  • Multi-file changes in agent mode
  • Developers who like VS Code
  • Adding AI to your app without five vendor accounts
  • Trying new models cheaply on launch day
  • Automatic fallback when one AI provider goes down
  • Running cheap open models like DeepSeek at volume
  • Running Claude Code inside an editor
  • Speed on big projects
  • Using your own AI subscription
  • Pairing with teammates in real time
You'll find it used by
  • Developers
  • Startup teams
  • Students
  • Technical founders
  • Developers
  • SaaS founders
  • AI app builders
  • Agencies
  • Hobbyists
  • Developers
  • Claude Code users
  • Open source fans
  • Small teams

Questions people ask

Which is better, Cursor, OpenRouter or Zed?

Zed scores highest overall in our ratings (Cursor 3.9/5, OpenRouter 3.7/5 and Zed 4.3/5). Cursor is best for editing with AI autocomplete and learning by watching changes happen. OpenRouter is best for Adding AI to your app without five vendor accounts and trying new models cheaply on launch day. Zed is best for Running Claude Code inside an editor and speed on big projects.

Which is cheaper, Cursor, OpenRouter or Zed?

Cursor: There's a free plan, and paid plans start at $8/mo. OpenRouter: There's a free plan, and paid plans start at Model prices plus a 5.5% fee on credit top-ups. Zed: There's a free plan, and paid plans start at $10/mo.

Which is easier to use, Cursor, OpenRouter or Zed?

Cursor rates highest for ease of use in our scores. Developers and curious beginners who want AI help but still want a visual editor.

How we compare

Ratings are our own, from using each tool, across ease of use, features, output quality, value for money, speed & reliability.

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