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Side-by-side comparison · Coding & Dev Tools

Claude Code vs Cursor vs Factory

Everything that matters when choosing between them, in one place: our rating, what each can do, what they cost, and the trade-offs.

Best overall

Claude Code

4.4

From $20/mo

Cursor

3.9

From $8/mo

Factory

3.8

From $20/mo

Comparing 3 tools, the maximum.

At a glance

Best overallBest value

Pick it if: Anyone building software, from first-timers to senior engineers, who wants an AI that does the work itself.

Easiest to use

Pick it if: Developers and curious beginners who want AI help but still want a visual editor.

Pick it if: Software teams that want AI agents to take tickets off the backlog and come back with finished pull requests.

Overview

AttributeClaude CodeCursorFactory
In one lineAn AI agent that works inside your project: it reads, writes and runs the code for you.A code editor with AI built in, for people who want to watch every change happen.AI coding agents called Droids that take on whole engineering tasks from your backlog.
Pricing modelPaidFreemiumPaid
Starting price$20/mo$8/mo$20/mo
Free plan No Yes No
Works with Claude Code Yes No Yes

Rating breakdown

Our scores out of 5. The higher bar in each row is highlighted.

AttributeClaude CodeCursorFactory
Overall rating4.4Winner3.93.8
Ease of useHow quickly someone non-technical gets value from it.
3.5
4.0
3.0
FeaturesHow completely it covers its own job, and how well the pieces fit together.
5.0
4.5
4.5
Output qualityHow good the results are before you fix them.
5.0
4.0
4.0
Value for moneyWhat you get for the price, including the free plan.
4.0
3.0
3.5
Speed & reliabilityHow fast it is and how often it falls over.
4.5
4.0
4.0

Feature comparison

A tick means it does this today. A dash means we haven't checked.

AttributeClaude CodeCursorFactory
Access & platform
Free plan No Yes No
Mobile app Yes Yes–
Desktop app Yes Yes Yes
Browser extension No No–
API access Yes– Yes
Teams & business
Team workspace Yes Yes Yes
Enterprise plan or SSO Yes Yes Yes
Connects to other apps Yes Yes Yes
Open source or self-hosted No No No
AI abilities
Works with your files Yes Yes Yes
Understands images Yes Yes–
Makes images No No No
Makes video No No No
Writes code Yes Yes Yes
Runs agents or automations Yes Yes Yes
Learns your brand or style Yes Yes–
Works in many languages Yes Yes–
Capabilities score12/ 1712/ 178/ 17

Pricing

Plans as listed on each vendor's site when we last checked. Confirm before you buy.

AttributeClaude CodeCursorFactory
Plans

ProOur pick

$20/mo, or $17/mo billed yearly

Trying Claude Code and light daily use.

Free

Free

Trying the editor and a few agent runs.

Pro

$20/mo

A developer trying agents day to day.

Team

From $20/seat/mo billed yearly, or $25 monthly

Businesses with 2 to 150 people who want central billing.

Plus

$8/mo

Light users who are happy with Grok models only.

PlusOur pick

$100/mo

Developers who lean on agents all day.

Enterprise

$20/seat/mo billed yearly, 20-seat minimum

Larger companies with compliance needs.

PremiumOur pick

$30/mo

Most developers, especially if you want Claude alongside Grok.

Max

$200/mo

Heavy individual users.

Max

From $100/mo

Anyone running Claude Code for hours a day.

Super or Ultra

$100/mo or $200/mo

Heavy daily agent users.

Teams

$60/mo per team plus $40/seat

Small teams up to 10 people.

API (pay as you go)

Usage based

Teams who want to pay only for what they use.

Legacy Pro

$20/mo

Existing subscribers only. New customers can't buy it.

Business / Enterprise

Custom

Larger companies with security requirements.

Teams

From $30/user/mo

Companies that need admin controls and SSO.

Which plan to pickStart on Pro. It is enough to build a small site or tool in evenings and weekends. If you hit the limit most days, Max 5x is the next step; it costs five times as much but usually works out cheaper than paying for the API directly. Max also lets you spend up to half your weekly limit on Fable, which Pro only gets through paid credits.If you are on the old $20 Pro plan and it covers what you use, stay put; switching is permanent. New customers should skip Plus unless they are happy with Grok. Premium is the realistic starting point if you want Claude, and budget for the extra usage billing on top of the $30. Large companies can ask about a custom Enterprise plan.Try Pro for a month to see if the agents suit your codebase. If you want Droids working in the background while you do other things, you need Plus.

Key features

AttributeClaude CodeCursorFactory
Standout features
  • Works in your project
  • Plain-English tasks
  • Runs where you work
  • CLAUDE.md and Skills
  • MCP connections
  • Subagents and background work
  • Tab autocomplete
  • Agent mode
  • Chat with your codebase
  • Cloud agents and automations
  • Rules
  • Built on VS Code
  • Droids
  • Start work from anywhere
  • Droid Computers
  • Missions and automations
  • Choice of models
  • Public API and SDK

Pros and cons

AttributeClaude CodeCursorFactory
Pros
  • Finishes real tasks end to end, not just suggestions you have to apply
  • Best-in-class at understanding a whole codebase before it changes anything
  • Runs in the terminal, desktop app, web, phone and the main editors
  • CLAUDE.md, Skills and MCPs make it fit your way of working
  • One Claude subscription covers both chat and coding
  • The clearest view of what an AI is doing to your code
  • Autocomplete is still the best in the category
  • Feels familiar instantly if you have used VS Code
  • Cloud agents and code review on the mid plans
  • Start agent work from tickets and chat, not only the terminal
  • Use models from several AI companies in one tool
  • Can fall back to free open models when you hit your limit
  • Strong enterprise options: SSO, zero retention, on-premise
Cons
  • No free tier, and the Pro usage cap can run out in an afternoon of heavy work
  • The terminal is intimidating for non-developers at first
  • It will happily change things you did not ask about unless you set boundaries
  • Costs on Max or the API add up fast for teams
  • Anthropic cut weekly Claude Code limits by about 17% on 14 September, and limits may shift again
  • Cheap plans only give you Grok models
  • Claude usage is billed on top of the subscription at API prices, so the real cost is hard to predict
  • OpenAI models are due to leave Cursor, which narrows the model choice
  • You now buy it bundled with Grok and X Premium, whether you want them or not
  • Agent runs are less thorough than Claude Code on big tasks
  • Rolling usage limits make monthly cost hard to predict, and premium models eat them fast
  • Background cloud agents need the $100 plan
  • Less transparent about what context it's using than Claude Code
  • Only useful if you have developers to review its work

Who each one is for

AttributeClaude CodeCursorFactory
Best for
  • Building features end to end
  • Fixing bugs you can't find
  • Explaining a codebase you don't know
  • Automating repetitive dev tasks
  • Editing with AI autocomplete
  • Learning by watching changes happen
  • Multi-file changes in agent mode
  • Developers who like VS Code
  • Working through backlog tickets in the background
  • Bug fixes and small features from Jira or Linear
  • Automated pull request reviews
  • Teams that want to mix AI models
  • Recurring engineering chores like docs and tests
You'll find it used by
  • Developers
  • Solo founders
  • Agencies
  • Technical marketers
  • Developers
  • Startup teams
  • Students
  • Technical founders
  • Software teams
  • Engineering managers
  • Developers
  • Platform and DevOps teams

Questions people ask

Which is better, Claude Code, Cursor or Factory?

Claude Code scores highest overall in our ratings (Claude Code 4.4/5, Cursor 3.9/5 and Factory 3.8/5). Claude Code is best for building features end to end and fixing bugs you can't find. Cursor is best for editing with AI autocomplete and learning by watching changes happen. Factory is best for working through backlog tickets in the background and bug fixes and small features from Jira or Linear.

Which is cheaper, Claude Code, Cursor or Factory?

Claude Code: There's no free plan. Paid plans start at $20/mo. Cursor: There's a free plan, and paid plans start at $8/mo. Factory: There's no free plan. Paid plans start at $20/mo.

Which is easier to use, Claude Code, Cursor or Factory?

Cursor rates highest for ease of use in our scores. Developers and curious beginners who want AI help but still want a visual editor.

How we compare

Ratings are our own, from using each tool, across ease of use, features, output quality, value for money, speed & reliability.

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