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Side-by-side comparison · AI Assistants & LLMs

ChatGPT vs DeepSeek vs Microsoft Copilot

Everything that matters when choosing between them, in one place: our rating, what each can do, what they cost, and the trade-offs.

Best overall

ChatGPT

4.3

From $8/mo

DeepSeek

3.8

From Pay per use

Microsoft Copilot

3.6

From $9.99/mo

Comparing 3 tools, the maximum.

At a glance

Best overallEasiest to use

Pick it if: Anyone who wants one general-purpose assistant that handles most everyday jobs.

Best value

Pick it if: Anyone who wants a strong reasoning assistant for free, and developers watching their API costs.

Pick it if: Businesses and people who spend their day in Word, Excel, Outlook and Teams.

ChatGPT scores highest overall, but DeepSeek gives you more for your money. Which one is right comes down to what you value most.

Overview

AttributeChatGPTDeepSeekMicrosoft Copilot
In one lineOpenAI's all-rounder: chat, images, voice, web search and agents in one app.A free Chinese assistant that's strong at maths, logic and code.Microsoft's assistant, free on Windows and built into Word, Excel and Outlook.
Pricing modelFreemiumFreeFreemium
Starting price$8/moPay per use$9.99/mo
Free plan Yes Yes Yes
Works with Claude Code No No No

Rating breakdown

Our scores out of 5. The higher bar in each row is highlighted.

AttributeChatGPTDeepSeekMicrosoft Copilot
Overall rating4.3Winner3.83.6
Ease of useHow quickly someone non-technical gets value from it.
4.5
3.5
3.5
FeaturesHow completely it covers the job it's built for, and how well the pieces fit together.
5.0
3.0
4.0
Output qualityHow good the results are before you fix them.
4.0
4.0
3.5
Value for moneyWhat you get for the price, including the free plan.
4.0
5.0
3.5
Speed & reliabilityHow fast it is and how often it falls over.
4.0
3.5
3.5

Feature comparison

A tick means it does this today. A dash means we haven't checked.

AttributeChatGPTDeepSeekMicrosoft Copilot
Access & platform
Free plan Yes Yes Yes
Mobile app Yes Yes Yes
Desktop app Yes No Yes
Browser extension Yes No Yes
API access Yes Yes Yes
Teams & business
Team workspace Yes No Yes
Enterprise plan or SSO Yes No Yes
Connects to other apps Yes No Yes
Open source or self-hosted No Yes No
AI abilities
Works with your files Yes Yes Yes
Understands images Yes Yes Yes
Makes images Yes No Yes
Makes video Yes No No
Writes code Yes Yes Yes
Runs agents or automations Yes No Yes
Learns your brand or style Yes No No
Works in many languages Yes Yes Yes
Capabilities score16/ 178/ 1714/ 17

Pricing

Plans as listed on each vendor's site when we last checked. Confirm before you buy.

AttributeChatGPTDeepSeekMicrosoft Copilot
Plans

Free

Free

Trying it out and everyday questions.

Chat appOur pick

Free

Anyone who wants a capable reasoning assistant at no cost.

Free

Free

Trying Copilot chat on Windows or your phone.

Go

$8/mo

Casual users who hit the free limits.

API (deepseek-flash)

Pay per use, from $0.15 per million input tokens

Developers building cheap features into their own apps.

Microsoft 365 Personal

$9.99/mo, or $99.99/yr

One person who wants Office plus some Copilot.

PlusOur pick

$20/mo

Anyone using it most days for work.

API (deepseek-v4-pro)

Pay per use, from $0.66 per million input tokens

Developers who want the stronger model.

Microsoft 365 PremiumOur pick

$19.99/mo, or $199.99/yr

Sole traders and households who want the full Copilot in Office.

Pro

From $100/mo

Heavy users and people living in Codex.

Microsoft 365 Copilot (business add-on)

$30/user/mo billed yearly

Businesses already on a Microsoft 365 business plan.

Business

See website

Teams from 2 people up.

Which plan to pickThe free plan is now good enough to use properly, so stay on it until the image, voice or research limits annoy you. Plus is the sensible upgrade. Only look at Pro if you run Codex or deep research all day, and read the current tier details first because they keep changing.The app is free, so the only decision is whether the privacy trade-off is acceptable for what you're asking. If you need the model inside your own software, have a developer use the API or run the open model through a provider that keeps your data in Australia.If you're a sole trader or a household already paying for Microsoft 365, Premium is the easy upgrade. For a business, the $30 add-on only makes sense for the people who live in Excel, Outlook and Teams meetings; give everyone else the free Copilot Chat and a Claude or ChatGPT seat.

Key features

AttributeChatGPTDeepSeekMicrosoft Copilot
Standout features
  • Image generation and editing
  • Voice mode
  • Deep research
  • Agent mode
  • Custom GPTs and connectors
  • Codex
  • Step-by-step reasoning
  • Free app
  • Open models
  • Cheap API
  • Code help
  • Copilot in Word and Outlook
  • Copilot in Excel
  • Copilot in PowerPoint
  • Researcher and Analyst agents
  • Work-grounded chat
  • Free Copilot chat

Pros and cons

AttributeChatGPTDeepSeekMicrosoft Copilot
Pros
  • The widest set of built-in tools of any assistant
  • Free plan now includes unlimited text chat on the main model
  • Image generation and voice mode are the best in the category
  • Huge ecosystem of custom GPTs, connectors and guides
  • One subscription covers the Codex coding agent too
  • Free app with no paid tier, and strong at reasoning and code
  • API costs a fraction of the big US labs
  • Models are open, so you can run them where your data rules allow
  • Shows its reasoning so mistakes are easier to catch
  • Works inside the Office apps most workplaces already pay for
  • Business add-on answers from your own emails, files and meetings
  • Keeps your existing security, permissions and compliance
  • Premium bundles Office, storage and Copilot for one price
  • Excel and Outlook help saves real time for non-technical staff
Cons
  • Writing sounds generic unless you work hard on the prompt
  • Plans and limits change often, and Pro now runs to $500 a month
  • Free and Go plans may show ads
  • It's confident when it's wrong, so check facts before you publish
  • Data goes to China and it's banned on Australian government devices
  • No image or video generation and almost no integrations
  • Service slows or drops out when demand spikes
  • Avoids or slants topics sensitive to the Chinese government
  • Writing quality is behind Claude and ChatGPT
  • Answer and writing quality trails ChatGPT, Claude and Gemini
  • Business add-on is $30 per user on top of your licence, the priciest option here
  • Results in Excel and PowerPoint still need a lot of fixing
  • Which Copilot you have depends on your licence, which is confusing
  • No reason to pick it if you don't use Microsoft 365

Who each one is for

AttributeChatGPTDeepSeekMicrosoft Copilot
Best for
  • Everyday questions and brainstorming
  • Making and editing images in the chat
  • Voice conversations on your phone
  • Quick research with web search
  • Maths, logic and step-by-step problems
  • Coding help
  • A capable free assistant
  • Cheap API access for your own apps
  • Summarising long Outlook threads
  • First drafts in Word
  • Explaining and tidying spreadsheets
  • Quick PowerPoint decks
You'll find it used by
  • Marketers
  • Small business owners
  • Students
  • Developers
  • Developers
  • Students
  • Analysts
  • Budget-conscious founders
  • Office workers
  • Finance teams
  • Small business owners
  • Corporate teams

Questions people ask

Which is better, ChatGPT, DeepSeek or Microsoft Copilot?

ChatGPT scores highest overall in our ratings (ChatGPT 4.3/5, DeepSeek 3.8/5 and Microsoft Copilot 3.6/5). ChatGPT is best for everyday questions and brainstorming and making and editing images in the chat. DeepSeek is best for Maths, logic and step-by-step problems and coding help. Microsoft Copilot is best for summarising long Outlook threads and first drafts in Word.

Which is cheaper, ChatGPT, DeepSeek or Microsoft Copilot?

ChatGPT: There's a free plan, and paid plans start at $8/mo. DeepSeek: There's a free plan, and paid plans start at Pay per use. Microsoft Copilot: There's a free plan, and paid plans start at $9.99/mo.

Which is easier to use, ChatGPT, DeepSeek or Microsoft Copilot?

ChatGPT rates highest for ease of use in our scores. Anyone who wants one general-purpose assistant that handles most everyday jobs.

How we compare

Ratings are our own, from using each tool, across ease of use, features, output quality, value for money, speed & reliability.

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