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Side-by-side comparison · AI Assistants & LLMs

ChatGPT vs Claude vs Z.ai

Everything that matters when choosing between them, in one place: our rating, what each can do, what they cost, and the trade-offs.

ChatGPT

4.3

From $8/mo

Best overall

Claude

4.6

From $20/mo

Z.ai

3.5

From $18/mo or $12.60/mo

Comparing 3 tools, the maximum.

At a glance

Pick it if: Anyone who wants one general-purpose assistant that handles most everyday jobs.

Best overallBest value

Pick it if: Anyone who writes, researches or makes decisions for a living, plus anyone curious about Claude Code.

Z.ai3.5

Pick it if: Developers who want a cheaper engine for Claude Code and similar tools, and anyone who wants free access to a top open model.

Overview

AttributeChatGPTClaudeZ.ai
In one lineOpenAI's all-rounder: chat, images, voice, web search and agents in one app.Anthropic's chat assistant, at its best on careful writing and long documents.Free chat with Zhipu's open GLM models, plus a cheap coding plan for Claude Code users.
Pricing modelFreemiumFreemiumFreemium
Starting price$8/mo$20/mo$18/mo or $12.60/mo
Free plan Yes Yes Yes
Works with Claude Code No Yes No

Rating breakdown

Our scores out of 5. The higher bar in each row is highlighted.

AttributeChatGPTClaudeZ.ai
Overall rating4.34.6Winner3.5
Ease of useHow quickly someone non-technical gets value from it.
4.5
4.5
3.5
FeaturesHow completely it covers the job it's built for, and how well the pieces fit together.
5.0
4.5
3.5
Output qualityHow good the results are before you fix them.
4.0
5.0
4.0
Value for moneyWhat you get for the price, including the free plan.
4.0
4.5
3.5
Speed & reliabilityHow fast it is and how often it falls over.
4.0
4.5
3.0

Feature comparison

A tick means it does this today. A dash means we haven't checked.

AttributeChatGPTClaudeZ.ai
Access & platform
Free plan Yes Yes Yes
Mobile app Yes Yes No
Desktop app Yes Yes No
Browser extension Yes Yes No
API access Yes Yes Yes
Teams & business
Team workspace Yes Yes Yes
Enterprise plan or SSO Yes Yes No
Connects to other apps Yes Yes No
Open source or self-hosted No No Yes
AI abilities
Works with your files Yes Yes Yes
Understands images Yes Yes Yes
Makes images Yes No No
Makes video No No No
Writes code Yes Yes Yes
Runs agents or automations Yes Yes Yes
Learns your brand or style Yes Yes No
Works in many languages Yes Yes Yes
Capabilities score15/ 1714/ 179/ 17

Pricing

Plans as listed on each vendor's site when we last checked. Confirm before you buy.

AttributeChatGPTClaudeZ.ai
Plans

Free

Free

Trying it out and everyday questions.

Free

Free

Trying it out and light daily use.

Chat

Free

Anyone who wants to try GLM or use Agent mode.

Go

$8/mo

Casual users who hit the free limits.

ProOur pick

$20/mo, or $17/mo billed yearly

Anyone who uses it most days.

Coding Plan LiteOur pick

$18/mo or $12.60/mo billed yearly

Developers trying GLM inside their coding tool.

PlusOur pick

$20/mo

Anyone using it most days for work.

Max

From $100/mo

Heavy users and people living in Claude Code.

Coding Plan Pro

$80/mo or $56/mo billed yearly

Daily agentic coding.

Pro

From $100/mo

Heavy users and people living in Codex.

Team

From $20/seat/mo billed yearly

Businesses with 2 to 150 people.

Coding Plan Max

$168/mo or $117.60/mo billed yearly

Developers running agents for hours every day.

Business

See website

Teams from 2 people up.

Which plan to pickThe free plan is now good enough to use properly, so stay on it until the image, voice or research limits annoy you. Plus is the sensible upgrade. Only look at Pro if you run Codex or deep research all day, and read the current tier details first: Pro 200 now comes with a smaller allowance than it did before 29 September.Start on Free to see if the writing suits you. Most people who stick with it move to Pro within a month; only go to Max if you hit the Pro limits every day or you're running Claude Code for hours at a time.For chat, it's free. Developers should start with Coding Plan Lite and code off-peak, because usage between 2pm and 6pm Singapore time on weekdays costs more credits. Move to Pro only if you hit the weekly cap.

Key features

AttributeChatGPTClaudeZ.ai
Standout features
  • Image generation and editing
  • Voice mode
  • Deep research
  • ChatGPT Work
  • Plugins and connectors
  • Codex and Sites
  • Projects
  • Artifacts
  • Long documents
  • Web search and connectors
  • Tasks and Claude Code
  • Memory
  • Free chat
  • Agent mode
  • GLM Coding Plan
  • Open models
  • Vision coding

Pros and cons

AttributeChatGPTClaudeZ.ai
Pros
  • The widest set of built-in tools of any assistant
  • Free plan includes unlimited text chat with GPT-6 Luna
  • Image generation and voice mode are the best in the category
  • Huge ecosystem of plugins, connectors and guides
  • One subscription covers the Codex coding agent too
  • Writing sounds like a person and needs the least editing of any assistant
  • Handles long documents and messy briefs without losing track
  • Projects and memory mean you stop repeating the same context
  • Artifacts turn answers into real documents, slides and small apps
  • One subscription covers Claude Code as well
  • The free plan now includes memory, connectors and Artifacts
  • Free chat with a top open model and a capable Agent mode
  • Coding Plan plugs GLM into Claude Code, Codex and similar tools for less than top Claude plans
  • Open models under an MIT licence for most versions
  • GLM is strong at coding and long agent tasks
Cons
  • Writing sounds generic unless you work hard on the prompt
  • Plans and limits change often, and Pro now runs to $500 a month
  • Free and Go plans may show ads
  • It's confident when it's wrong, so check facts before you publish
  • Custom GPTs are being retired, so anything built on them needs moving to plugins
  • Free and Pro usage limits can bite on a busy day
  • No image or video generation, which ChatGPT and Gemini both have
  • The free plan doesn't include the top Opus models
  • Fewer third-party connectors and plugins than ChatGPT
  • Slowdowns, rate limits and throttling at busy times, with a public apology from Zhipu in 2026
  • Prices and usage rules keep changing, including a 30% rise and a switch to credits
  • Zhipu is on the US trade blacklist and its hosted service filters sensitive topics
  • No international mobile app and a plainer chat experience than Qwen or Kimi
  • Users report locked accounts, slow support and dashboard token counts far higher than their tools show

Who each one is for

AttributeChatGPTClaudeZ.ai
Best for
  • Everyday questions and brainstorming
  • Making and editing images in the chat
  • Voice conversations on your phone
  • Quick research with web search
  • Long-form writing and editing
  • Reading and summarising long documents
  • Thinking through a plan or decision
  • Pairing with Claude Code
  • Cheaper agentic coding in Claude Code or OpenCode
  • Free chat with a top open model
  • Quick slides and websites from Agent mode
  • Developers who want open models
You'll find it used by
  • Marketers
  • Small business owners
  • Students
  • Developers
  • Writers and marketers
  • Founders
  • Consultants
  • Developers
  • Developers
  • Indie hackers
  • Students
  • Open-model fans

Questions people ask

Which is better, ChatGPT, Claude or Z.ai?

Claude scores highest overall in our ratings (ChatGPT 4.3/5, Claude 4.6/5 and Z.ai 3.5/5). ChatGPT is best for everyday questions and brainstorming and making and editing images in the chat. Claude is best for long-form writing and editing and reading and summarising long documents. Z.ai is best for cheaper agentic coding in Claude Code or OpenCode and free chat with a top open model.

Which is cheaper, ChatGPT, Claude or Z.ai?

ChatGPT: There's a free plan, and paid plans start at $8/mo. Claude: There's a free plan, and paid plans start at $20/mo. Z.ai: There's a free plan, and paid plans start at $18/mo or $12.60/mo.

How we compare

Ratings are our own, from using each tool, across ease of use, features, output quality, value for money, speed & reliability.

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