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Side-by-side comparison · Legal, Finance & HR

Booke AI vs Harvey vs Luminance

Everything that matters when choosing between them, in one place: our rating, what each can do, what they cost, and the trade-offs.

Booke AI

3.8

From $129/business/mo

Harvey

3.8

Free to start

Luminance

3.7

Free to start

Comparing 3 tools, the maximum.

At a glance

Best valueEasiest to use

Pick it if: Bookkeepers and accounting firms managing many small-business clients on Xero or QuickBooks Online.

Pick it if: Large law firms and corporate legal teams that want one AI platform across research, drafting and due diligence.

Pick it if: Mid-sized and large in-house legal teams that negotiate and manage a high volume of contracts.

Overview

AttributeBooke AIHarveyLuminance
In one lineAI bookkeeper that sorts your bank transactions in Xero and QuickBooks.AI platform for law firms and legal teams: research, drafting and document review.Contract review, negotiation and contract management for in-house legal teams.
Pricing modelPaidPaidPaid
Starting price$129/business/moSee websiteSee website
Free plan No No No
Works with Claude Code No No No

Rating breakdown

Our scores out of 5. The higher bar in each row is highlighted.

AttributeBooke AIHarveyLuminance
Overall rating3.83.83.7
Ease of useHow quickly someone non-technical gets value from it.
4.5
4.0
3.5
FeaturesHow completely it covers its own job, and how well the pieces fit together.
3.5
4.5
4.5
Output qualityHow good the results are before you fix them.
3.5
4.0
4.0
Value for moneyWhat you get for the price, including the free plan.
3.5
2.5
2.5
Speed & reliabilityHow fast it is and how often it falls over.
4.0
4.0
4.0

Feature comparison

A tick means it does this today. A dash means we haven't checked.

AttributeBooke AIHarveyLuminance
Access & platform
Free plan No No No
Mobile app–––
Desktop app–––
Browser extension–––
API access–––
Teams & business
Team workspace Yes Yes Yes
Enterprise plan or SSO– Yes Yes
Connects to other apps Yes Yes Yes
Open source or self-hosted No No No
AI abilities
Works with your files Yes Yes Yes
Understands images–––
Makes images No No No
Makes video No No No
Writes code–––
Runs agents or automations Yes Yes Yes
Learns your brand or style–––
Works in many languages– Yes Yes
Capabilities score4/ 176/ 176/ 17

Pricing

Plans as listed on each vendor's site when we last checked. Confirm before you buy.

AttributeBooke AIHarveyLuminance
Plans

AI Bookkeeper (Business)Our pick

$129/business/mo

A single business doing its own books.

EnterpriseOur pick

Custom

Large firms and legal departments buying for many lawyers.

EnterpriseOur pick

Custom

Legal teams buying a full contract platform.

AI Bookkeeper (Accounting Firms)

Custom

Firms managing many client files.

Which plan to pickA single business should weigh US$129 a month against the AI matching already built into Xero or QuickBooks. Bookkeeping firms should ask for the firm pricing, which is set per firm and adds multi-client management.There is one route in: book a demo and get a quote. Ask for a pilot with a small group on real matters, and get the per-seat price, minimum seats and renewal terms in writing before you commit.There is one route in: book a demo and get a quote. Ask which modules you actually need, since many teams only need Negotiate to start.

Key features

AttributeBooke AIHarveyLuminance
Standout features
  • Transaction categorisation
  • Document matching and OCR
  • Client requests
  • Rules and exception review
  • White-label for firms
  • Assistant
  • Vault
  • Agents and workflows
  • Knowledge
  • Spaces
  • Command Center
  • Negotiate
  • Discover
  • Automate
  • Due diligence
  • Luna assistant

Pros and cons

AttributeBooke AIHarveyLuminance
Pros
  • Simple to set up and use, according to Xero App Store reviews
  • Handles both coding and chasing clients for receipts
  • White-label portal for accounting firms
  • Published price for a single business
  • One platform for research, drafting, bulk review and agents
  • Vault's table review is strong for diligence and contract sets
  • Enterprise security, ethical walls and admin reporting that big firms need
  • Used and tested by many of the world's largest firms
  • Ships new features quickly
  • Covers review, negotiation, storage and workflow in one product
  • Strong record in M&A due diligence
  • Useful beyond legal: procurement, sales and HR can use it
  • Enterprise security certifications
Cons
  • Only works with Xero, QuickBooks Online and Zoho Books
  • US$129 a month per business is steep for sole traders
  • No free plan, and trial terms aren't clear on the site
  • Categorisation still needs a bookkeeper's review on unusual items
  • No public pricing, and reported costs of around US$1,000+ per lawyer a month with seat minimums
  • Yearly contracts and onboarding fees put it out of reach for small firms
  • Critics say much of the value comes from the underlying general AI models
  • Quality reportedly drops on very long documents, and outputs still need full checking
  • No public pricing and no free trial
  • Learning curve, and some manual tagging on non-standard contracts
  • Setup time before the portfolio features pay off
  • Too heavy and costly for small firms

Who each one is for

AttributeBooke AIHarveyLuminance
Best for
  • Categorising bank feed transactions
  • Chasing clients for missing receipts
  • Bookkeeping firms with many small clients
  • Xero and QuickBooks Online users
  • Due diligence across large document sets
  • First drafts of memos, clauses and letters
  • Legal and regulatory research questions
  • Firms that need enterprise security and ethical walls
  • High-volume contract negotiation
  • Finding risks and renewal dates across all your contracts
  • M&A due diligence
  • Contract request-to-signature workflows
You'll find it used by
  • Bookkeepers
  • Accounting firms
  • Small business owners
  • Large law firms
  • In-house legal teams
  • Private equity
  • Tax and advisory firms
  • In-house legal teams
  • Procurement teams
  • Law firms
  • Compliance teams

Questions people ask

Which is better, Booke AI, Harvey or Luminance?

They tie on our overall rating (Booke AI 3.8/5, Harvey 3.8/5 and Luminance 3.7/5). Booke AI is best for categorising bank feed transactions and chasing clients for missing receipts. Harvey is best for due diligence across large document sets and first drafts of memos, clauses and letters. Luminance is best for high-volume contract negotiation and finding risks and renewal dates across all your contracts.

Which is cheaper, Booke AI, Harvey or Luminance?

Booke AI: There's no free plan. Paid plans start at $129/business/mo. Harvey: Pricing isn't published; check the vendor's site for a quote. Luminance: Pricing isn't published; check the vendor's site for a quote.

Which is easier to use, Booke AI, Harvey or Luminance?

Booke AI rates highest for ease of use in our scores. Bookkeepers and accounting firms managing many small-business clients on Xero or QuickBooks Online.

How we compare

Ratings are our own, from using each tool, across ease of use, features, output quality, value for money, speed & reliability.

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